Yes, GEM DiCom maintains a transparent association with physical gemstones. Our portfolio of certified, investment-grade colored gemstones, stored in high-security vaults in Switzerland, influences the market perception of GEM DiCom. It is crucial to understand that this association does not imply direct backing for stability, nor does GEM DiCom purport to maintain a stable value or offer a fixed exchange rate. The market value of GEM DiCom remains fully exposed to supply and demand dynamics.

The authenticity of the gemstones is verified by world-renowned gem labs such as Gübelin, Swiss Gemmological Institute (SSEF), and Deutsche Stiftung Edelsteinforschung (DSEF). Independent, court-approved appraisers in Germany conduct the market valuation. These rigorous appraisals are recognized standards for the gemstone industry. The appraiser bears professional responsibility for their assessment, ensuring high standards of accuracy for the physical assets. It is important to note that these valuations pertain to the physical gemstones and do not imply any stable or guaranteed value for the GEM DiCom token itself, which remains subject to market dynamics.

We provide unparalleled transparency regarding the underlying gemstone portfolio. Our platform offers a real-time proof of reserves, allowing you to continuously examine the associated assets. The gemstones themselves are securely stored in trusted vaults operated by Helveticor in Switzerland and are regularly audited in full by independent auditors and trustees. This robust framework ensures the verifiable existence and secure custody of the physical assets influencing GEM DiCom's market value. It is important to note that while this provides assurance regarding the physical assets, it does not imply any stable or guaranteed value for GEM DiCom, which remains subject to market dynamics.

No. GEM DiCom is a digital asset that derives its market value from market dynamics and transparent association with a portfolio of gemstones, without granting any direct ownership, physical delivery, or redemption rights to the underlying assets. Holders of GEM DiCom acquire a digital token, not an entitlement to a specific physical gemstone. But you can sell your GEM DiCom and with the proceeds you can buy a physical gemstone at Deutsches Edelsteinhaus for example. 

GEMtrust is managed via a DAO (Decentralized Autonomous Organization), where rules are coded into smart contracts, and Carat Token holders can vote on certain governance decisions. While holding GEM DiCom does not automatically grant governance tokens, Carat Tokens may be acquired separately, enabling you to participate in shaping the future of the ecosystem through decentralized governance.

The GEM project is built and operated by a coalition of trusted German and Swiss institutions with deep expertise in gemology, asset security, and blockchain technology.

To protect the integrity and independence of the system, the project is governed by a DAO (Decentralized Autonomous Organization) — not by any single company or individual.

This structure was chosen deliberately to avoid centralization, reduce manipulation risk, and ensure that ownership, control, and operations remain transparent, traceable, and incorruptible.

For privacy, legal neutrality, and resilience, the identities of certain individuals and entities are not made public. Instead, trust is built through:

– Audited portfolio
– Smart contract transparency
– Third-party asset certification
– Proof-of-reserve and 
– open-source governance

GEMtrust was created not to demand trust in a name, but to make trust unnecessary through verifiable systems.

GEM DiCom's market value is determined by supply and demand. While GEM DiCom is primarily a market-driven digital asset, GEMtrust DAO may, at its sole discretion and without obligation, offer to purchase GEM DiComs directly through the GEMtrust platform. These buybacks are executed at prevailing market prices and are subject to availability, timing, and DAO operational capacity. Transactions, when processed, are completed on-chain. This is a discretionary buyback mechanism and does not constitute a guaranteed redemption right or imply continuous liquidity for GEM DiCom holders.

Currently, GEM DiCom can be bought directly from the GEMtrust DAO treasury. For selling, GEMtrust DAO may, at its sole discretion and without obligation, purchase GEM DiComs through its platform at prevailing market prices. This discretionary buyback is subject to availability, timing, and DAO operational capacity. Limits apply, allowing for a maximum of 1.5% of the total market cap to be transacted per month. It is crucial to understand that this is a discretionary buyback mechanism and does not constitute a guaranteed redemption right or imply continuous liquidity for GEM DiCom holders. GEM DiCom is a market-driven asset, and its ability to be sold depends on active buyers or the DAO's discretionary buyback capacity.

When buying GEM DiCom from the DAO or participating in a discretionary buyback, a typical bid/ask spread of 3–5% applies. This spread, visible in the GEMtrust app at the time of transaction, serves as an effective fee and remains consistent regardless of transaction size. It applies only to transactions with the DAO and reflects operational costs. The structure is designed to ensure pricing transparency in all direct interactions with the DAO.

Should the GEMtrust platform cease operations, GEM DiCom tokens will remain valid and accessible on the immutable blockchain. The associated portfolio of real, certified gemstones continues to be securely stored in Switzerland under the management of an independent custodial entity. This structure ensures ongoing transparency regarding the physical assets influencing GEM DiCom's market value, through verifiable on-chain records and independent audits. While this framework provides transparency and durability for the digital token and its associated assets, GEM DiCom does not purport to maintain a stable value and does not confer any redemption rights for the underlying physical gemstones. The market value of GEM DiCom remains subject to independent market dynamics.

GEM DiCom's market value is influenced by its transparent association with real, investment-grade colored gemstones. These physical gemstones have historically demonstrated an average annual market growth of 8–10% over the past decade and are considered tangible assets. GEM DiCom offers unique digital attributes like enhanced portability and transparency, compared to owning physical commodities directly. However, GEM DiCom is a purely market-driven digital asset, fully exposed to market volatility, and does not purport to maintain a stable value or guarantee any returns. Like traditional 'safe stores of value' like physical gold, GEM DiCom's price fluctuates based solely on supply, demand, and investor sentiment.

Historically, physical gold has faced instances of confiscation or stringent regulation in various countries, whereas gemstones have notably avoided such bans or seizures. This highlights a unique characteristic of gemstones as an asset class. The GEM DiCom, leveraging blockchain technology, offers inherent features like transparency, and its association with a discreetly managed gemstone portfolio. This combination can contribute to its reduced visibility and potential decreased vulnerability to certain forms of government intervention compared to traditional, directly held physical commodities. However, this does not imply GEM DiCom's market value is inherently safer or more stable than gold during a financial crisis, as GEM DiCom remains fully exposed to market volatility and does not purport to maintain a stable value.

GEM DiCom's market value is primarily determined by supply and demand. It is influenced by its transparent association with certified gemstone market prices, which have historically demonstrated a tendency to move independently from traditional financial markets, including gold, stocks, and fiat currencies. This characteristic suggests a potential for portfolio diversification. However, GEM DiCom is a purely market-driven digital asset, fully exposed to market volatility, and does not purport to maintain a stable value or guarantee diversification benefits that protect against losses.

GEM DiCom offers unique advantages as a digital asset whose market value is influenced by its transparent association with a gemstone portfolio. While physical gemstones may historically be considered for wealth preservation, GEM DiCom is a purely market-driven digital asset, fully exposed to market volatility, and does not purport to maintain a stable value or act as a guaranteed inflation hedge. Compared to traditional physical assets, GEM DiCom offers:

– Streamlined digital processes, reducing bureaucratic complexities.
– No direct property taxes or ongoing physical maintenance.
– Enhanced portability and global accessibility.
– High mobility — appealing for global citizens or those seeking discreet asset management solutions.

Digital melting means that real, unique gemstones are aggregated into a standardized digital unit – the GEM DiCom. This process allows them to become fungible and divisible. GEM DiCom's market value is influenced by its transparent association with these physical assets. GEM DiCom is currently available solely through treasury transactions, with future phases exploring broader market access. It does not purport to maintain a stable value, nor does its divisibility imply it functions as currency.

GEM DiCom leverages robust blockchain technology with smart contracts and real-time proof-of-reserve. GEM DiCom tokens are issued on a decentralized network, and the associated physical assets are transparently managed, stored, and audited by reputable Swiss and German partners. This framework ensures verifiable processes and transparency for the asset portfolio.

No prior crypto experience is needed. You can easily start by registering at gemtrust.net, creating a simple digital wallet with independent third-party providers within the app, and initiating purchases directly from the DAO treasury, beginning from as little as $1. No specialized crypto expertise is required to buy GEM DiCom. Please note that all initial purchases are made directly from the DAO treasury, and GEM DiCom's market value is solely influenced by supply and demand.